Відео

Can't sexually harass someone properly remotely tho :(

no realistic - remote is the way people want it now unless lost time is compensated in higher salary and office perks (like good lunches and good coffee). If you want talent, you have to consider remote first.

people internally at yc say this guy is a huge dick and to never take money from him, I can see why

30+ bay area native. "You can make the case (in AI) that SF is certainly overrated." What are we talking about. The next generation companies (Anthropic, OpenAI, Perplexity) are all in SF for a reason: talent and access to capital. You can try to copy SV all you want, but the talent, culture, and the best companies will remain here. SF / Bay Area has always been boom and bust, that's the plight of innovation and tech. The passion, talent, and access to capital is not leaving such a magical place (the landscape, the schools, the economy, the freedom, and culture). To a native that has lived decades in both SF and the South Bay, the 35 miles that separates us is not different; we're one: The Bay Area. I have always found the culture to be the same when it comes to innovation: a passion for tech and the interest in building long lasting and great companies in unique ways. Many more great companies have come out of SF than Miami (I 'm unable, even after a minute of researching, am unable to tell you a $500m ARR tech company that was founded in Miami). Yuga Labs, the owners of ape .jpegs might be the best argument (based on valuation, not revenue). So, IDK, why the hate for SF / Bay Area? Miami's influx of "innovation" seemed to be seeking one thing major thing: a tax haven. It seems more and more apparent that Miami is or will be a web3 graveyard (I'm purposefully decoupling web3 and crypto and Bitcoin). I also find it hilarious to see the folks that left for Miami (and other locations like ATX) now spending more time back in the Bay.

Isn't this guy a genocidal maniac?

Barrel analogy was so spot on, loved this!

City is awesome. Fyi South bay has thousands of startups, including mine :). I know several founders.

Keith dodged that alcohol question like a pro 😀

Love this channel. I like how well edited it is yet still packed with tons alphas

Covered a lot ground curious whether you agree on any of his main points: - San Francisco is overrated - Seed is least competitive stage There are some elements here that make sense, but I have a distinct POV on each!

Good stuff, Rex. Think you both covered the bases with this one.

Promo sm

Wow. I cant believe this was 5 years ago! Remeber this was just a block from Union Square.

Thank you for sharing. May your day BE filled with more thankfulness, encouragement and forward thinking today....

India? India is so backward compared to China.

Very insightful conversation.

anything I should have asked, but didn't? Put your questions here and will see if can address directly or in follow-up video!

Glad you’re doing Shorts! Don’t see as many fintech shorts, so I see it as a big opportunity!

You just popped up on my feed, what a great short video

Full of sh*t

Great interview Rex! Informative and to the point. I like that you both shared how you believe things will keep evolving in the Fintech industry, I personally find that insightful. I wish you had asked about Plaid and Fintech serving underserved industries through traditional payment methods such as Cannabis and gambling,...if you think that was not the right space to ask about it... I think it would be interesting to see a panel on how FinTech can solve that problem.

Any questions you wish I had asked? Let me know! Maybe can do a follow up.

Great content about the open bank stuff man!! Please keep up the content on interesting and valuable industries and trends!!

Rex you’re too serious. He wanted to keep a more casual conversation style

Hello there, I have analyzed your UA-cam channel and found out some problems, do you want to talk about it for a while?

Hey Rex, when will you upload part 2 of your stanford talk?

That’s a dope spot!

😮

Hey, great video and definitely like the way you break it down and present information. Do you have a podcast?

Great content man! im looking for working at a startup in NYC. i'm going to use your framework to get in either sales/customer success/gtm

There's nothing good about it. It is a move towards digital currency and control and lots of countries are moving towards it.

Wonderful conversation. Deep insights 15:44

So glad I found your channel! I have a family and we just moved back to the Bay.

So true! Lending companies with AI capabilities, such as Upstart ($UPST), get a valuation premium. Upstart is up 59% in the last year. And it's only focused on car loan lending in this high-interest environment. Also, look at all the appetite for private lending. Every bank and investment company is now getting into private lending. So, done right, lending is a massive business.

Rex, we are developing 'salaryx." which leverages the payroll data for lending.

Immad is a great human. 👍

Yeah, no... overvalued bs belongs to near 0 interest rates era. Under these conditions, you are valued based on a normal multiple of your revenue. I mean, just look at recent unicorn flops.

"small company" - 100 million dollars of value.

Hey Rex. You invest in indian fintech?

Mercury Bank has declined a lot; customer service has become a nightmare. Friends have told me that opening an account has become very cumbersome. I had a fraud issue with Mercury Bank through a payment gateway, and Mercury Bank held my money blocked for 7 months, and it was a significant amount until my lawyer sent them a statement, and they immediately unblocked my money without giving me any excuses. Additionally, Mercury Bank is very expensive to maintain.

I been with them over 2 years

Definitely helpful. Thank you.

19:33 Credit Karma (Calendar)

I bought at $19. Sold at $14 to get out. Now it’s 3x the price. Fml.

I love how SDBN is using technology to create a positive impact.

When ? When plaid does this now through api or still screen scraping ?

This was interesting. How do you build discernment for these opportunities you mention at the beginning while talking about your journey? You mention how the company failed but you still view it in good light but I thought that in that SF environment that pressures you to look for more and better, distinguishing between good opportunities that can fail vs bad opportunities that are doomed from the get go can be tough

It made me think we must hire economists, accountants, and HR managers for our sales eng team! As a solution company, salespeople should act as specialists and find solutions based on their experience in their original field and the technology potential provided by the fintech.

very interesting interview! thanks for sharing

Great video! Introducing sales engineering is crucial because it establishes trust with the clients. Typically, sales engineers are the ones who close large, complex deals by proving the technical values the product creates.